4. In case of damage, your health insurance may cover it.
Health insurance has a vast coverage. Find out if your policy can protect you in the event of an accident while driving a rental car.
5. Make use of your homeowners or renter’s policy.
The agent of a rental car company may tell you about the importance of “personal effects coverage” under rental car insurance. This refers to the protection you can get for your transportable belongings. However, you really do not need this coverage because your homeowners insurance (or renters) will cover your stuff.
6. If you use your credit card to pay the rental agency, you are also almost covered.
The majority of credit cards today include coverage for rental cars. So, there is no need to buy rental car insurance.
When Should You Buy Rental Car Insurance
It is best to get yourself rental car insurance if the place you are planning to go to has a high risk of accidents and damage. In that case, you might not have a quick goodbye when it is time to return the rental car.
Consult with an agent first and review your personal car insurance before you head to another destination and rent a car. Wellcovered Insurance Group has its clients as their first priority with affordable rates and clever policies. To learn more about how we can help you please contact our agency at (386) 218-4951 or Click Here to request a free quote.