Friendly Fire, in insurance terms, is any fire that is controlled and used by the occupants of a property. For example, the fire in an oven or the one in the fireplace. We all have friendly fire in our houses at one point or another.
Friendly fire becomes hostile fire spreads to areas where it cannot be controlled any longer. For example, a fireplace is nice and cozy until the embers catch on your carpet and things start going south.
What you need to do is to limit the possibility of hostile fire by keeping flammable objects away from places where friendly fire can occur.
Faulty Wiring Is to Blame
Another primary source of fires is when electrical wiring throws sparks into flammable objects. In this case, it is often a best practice to prevent open wiring from occurring in the first place. For example, when we see that the insulation of a wire is wearing out, we need to replace that particular wire pronto.
In theory, a wire that is in excellent condition should be somewhat immune from wet or damp environs. Don’t take the risk. Keep your wires away from situations where they might short circuit.
Explosives and Other Fire Hazards Must Always Be Controlled.
For some, it can’t be helped that we need objects at home that can be a fire hazard. For example, those who like to smoke meat or barbeque store a supply of cooking materials such as coals and preserves that can be a fire hazard. Anyone who still develops their pictures has a stock of flammable chemicals as well.
The best way to do it is to store these materials in a shed outside of the house. Should the unthinkable happen, the loss of a shed is far less devastating than the loss of a home.
Check Your Car for Leaks
Cars are another potential fire hazard. Make sure that there are no fuel leaks and stow the equipment for fixing it properly. Some of the objects used around your car can also be a fire hazard.
You can put a lot of work to protect your home. But ensuring it against possible hazards is probably the best way to make sure that it is safe from fire.
At Wellcovered Insurance, we put our clients first by offering them policies that they can afford. Learn more about our products and services by calling our agency at (386) 218-4951. You can also request for a free quote by CLICKING HERE.