Insurance, Made Easier
Wellcovered is an independent insurance agency in Orange City, helping Florida individuals, families, and businesses since 2014. We started with one goal: make insurance easier to understand and less frustrating.
- 5.0 from 873+ Google reviews
- Independent agency
- Open since 2014
- Orange City, Florida
Why Wellcovered Exists
Richard Dixon has wanted to own a business since childhood.
Richard chose insurance because almost everyone needs it and few people enjoy dealing with it. Wellcovered opened in February 2014 to make the experience easier to understand and less frustrating, and to give people someone they can count on when they need help.
Richard and Courtney own the agency together. The goal is a real, approachable local team that clients can speak with directly.
Almost everyone needs insurance. Few people enjoy dealing with it. We are here to change that part.
How Wellcovered Has Grown
From one February opening in 2014 to the team you talk to today.
- 2014
Wellcovered Opens
Wellcovered Insurance opens in February.
- 2017
Martin Cruz Joins
Martin Cruz joins the team and now serves as VP of Operations.
- 2018
Amanda Allen Joins
Amanda Allen joins the team and now serves as Compliance Officer.
- 2019
Priscilla Hermina Joins
Priscilla Hermina joins the team and now serves as a Senior Producer.
- 2020
Kathy Gates Joins
Kathy Gates joins the team and now serves as a Senior Producer.
- 2023
Jessenia Baez Joins
Jessenia Baez joins the team and now serves as Account Manager and Operations Coordinator.
- 2024
Adele Urback Joins
Adele Urback joins the team and now serves as a Senior Producer.
- 2024
A New Home After Hurricane Milton
After Hurricane Milton floods our previous office, Wellcovered moves into a historic building in Orange City, built in 1901.
- 2026
Two More Join the Team
Jessica Ewen joins as a Junior Producer, and Koraly Acevedo joins as a Customer Service Representative.
A Historic Building in Orange City
Wellcovered works out of a historic Orange City building, built in 1901. We moved in during 2024, after Hurricane Milton flooded our previous office.
Stop by and meet the team in person. We are glad to sit down and go through your coverage together.
- 301 N Volusia Ave, Orange City, FL 32763
- Mon to Fri, 9 a.m. to 5 p.m.
Help people protect what matters most with clear advice, dependable service, and relationships they can count on.
Be Helpful
It is the main idea behind how we work, and it shows up in four ways.
- Over-communicateKeep clients and teammates informed about what is happening and what comes next.
- Take actionOwn problems and move them forward.
- Define the issueUnderstand the real problem before recommending a solution.
- Seek solutionsLook for practical ways to help, even when the first answer is no.
The People You Will Talk To
When you call or stop by, these are the faces and the desks behind your policy.








Independent Means More Options
Unlike a captive or direct insurance company that only offers its own products, our agency is 100% independent of any one company. We know multiple insurance products, companies, and guidelines well, so we can explore options from several carriers and explain them in plain language.
What separates one agent from another is how well they look after policyholders and how well they know the industry, the products, and the situations clients run into. That is where our team puts its time.
- 2014The year Wellcovered opened, in February
- 5.0Google rating from 873+ reviews
- 1901The year our Orange City office building was built
What Our Clients Say
Straight from Google. Real reviews from the clients we've worked with.
Adele was great!! She responded to my call and instantly helped getting me a new quote for homeowners insurance even tho it was the end of day on a Friday. She is responsive, knowledgeable and does what she says she will do — amazing first impression and excited to work with her!
Priscilla was super helpful and the process was quick and easy. She was very professional and knowledgeable. I highly recommend her and she represented Wellcovered Insurance well. I will recommend it to my friends and family. Also, great for homeowners insurance.
I contacted Wellcovered Insurance to make some changes to my policy & they got back to me right away & got together a price for my new coverage. Very happy with the quick response from Kathy & taking care of the request. Have been using this Insurance Company for years & am very pleased. Will recommend.
Really love the positive experience that I received at my Wellcovered Office today. I finally gave the "Boot" to an Insurance company that I've been with since 1971. What a refreshing change this has been.
Adele is amazing! She is very knowledgeable and helpful. She walked me through the questions and answers and had information for me within minutes. I have always hated having to speak about insurance but she made it pleasant. I wholeheartedly recommend her!
Kathy was a pleasure to work with. She had me a quote within 30 minutes, a very smooth transaction. She went above and beyond to figure out all the different quotes with different deductibles. Their prices are great and somewhat below most other companies. I would definitely recommend them.
