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Unfortunately, your present health condition can affect your application for getting life insurance. Some diseases may delay the process and create hindrances, but it does not mean the insurer will deny you coverage outright. Some examples of common pre-existing medical issues are high blood pressure, liver disease, kidney disease, heart disease, cancer, and diabetes. If […]

In case of a car accident, the involved vehicle may obtain damages that are beyond repair. If you’re unlucky, your insurance adjuster may inform you that your car has already been considered as a total loss. Now that you have to face the reality of losing your car, the list below will help make the […]

Safety is vital in running a business. For most business owners it’s important to build a company that is safe for everybody. Besides, employees prefer to work in a safe environment than in a high risk one. With that being said, accidents come unannounced and catch us off guard. As a business owner, you need […]

You want your business to increase profit and cut expenses over time. As a business owner, you should know that saving is beneficial for your business but it should not affect your insurance coverage. Follow these six tips to pay lower premiums for your business insurance with the same coverage. 1. Ask Your Agent About […]

Did you know that you can get an auto insurance policy even if you don’t own a car? To be specific, it is called the non-owner car insurance, which can prove to be beneficial when you are borrowing a car from another person or renting a car. In case of an accident, this type of […]